I felt like I was being yelled at by this modern day John the Baptist yesterday with his message of financial repentance, so I began to shut him out. But then he shared some really helpful tools like the his Debt Freedom Date Calculator and his Payoff Spectacular sheets. Show how many months it will take folks to pay off their debts with the calculator. Use the Payoff Spectaculars to track each time you make a payment toward your goal. Don't miss the Llama payoff spectacular!