United Methodist Property and Casualty Trust (PACT) was initially incorporated in 2005 to make property and liability insurance available to the United Methodist Connection in the United States. Today, PACT provides insurance for more than 30% of our conferences and general agencies. If you are interested in a quote from PACT, please send all inquires to Joy Melton @ jmelton@umcpact.org NOT Daryl Cowan as Daryl is longer the agent that services PACT.